Fed extends comment period on Regulation O insider-lending overhaul to November 4

The Federal Reserve has given interested parties an extra month to comment on its proposal to modernize Regulation O, the rule governing loans banks make to their executives, directors and principal shareholders. This segment covers the mechanics of the extension and what it signals about the proposal's contested substance, which remains open for input until November 4.

• The Federal Reserve extended the Regulation O comment period to November 4, 2026, from an original deadline of October 5.
• The proposal modernizes the rule governing extensions of credit by banks to insiders: executives, directors and principal shareholders.
• The Board said it granted the extension to allow interested parties more time to analyze the issues and prepare comments.

Executive summary

The Federal Reserve Board announced on October 2, 2026 that it will extend, until November 4, the comment period on its proposal to modernize Regulation O. The rule governs the extension of credit by a bank to its "insiders," which…

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