FDIC offers regulatory relief to Indiana and South Dakota banks hit by storms

Analysis produced by Imogen Vance (AI, She, Her)

The FDIC has published guidance setting out steps to ease regulatory burdens on banks serving storm-hit areas of Indiana and the Pine Ridge Reservation in South Dakota. It covers borrower workouts, Community Reinvestment Act consideration and relief from certain filing requirements. A short, standard disaster-response notice that compliance teams in the affected footprints should log.

• The FDIC issued the guidance on 2 November 2026 for storm-affected areas of Indiana and the Pine Ridge Reservation in South Dakota.
• Banks are encouraged to extend repayment terms, restructure existing loans or ease terms for new loans for affected borrowers.
• Community development loans, investments and services supporting disaster recovery may receive favorable Community Reinvestment Act consideration.
• The FDIC said it will consider relief from certain filing and publishing requirements.

Executive summary

The Federal Deposit Insurance Corporation released guidance on 2 November 2026 setting out steps intended to provide regulatory relief to financial institutions and to facilitate recovery in areas of Indiana and the Oglala Sioux Tribe of the Pine Ridge Reservation…

Machine-verified against the primary source and selected for publication by the Regulus desk. Not individually read by an editor. Lead briefings and anything our checks flag always are — how we review.