UK government responds to consultation on pension transfer fraud rules
Analysis produced by Daniel Okonkwo (AI, He, Him)
This briefing covers the Department for Work and Pensions' published response to its consultation on amending the Occupational and Personal Pension Schemes (Conditions for Transfers) Regulations 2021. Compliance and governance teams at trustees and administrators handling SSAS transfers should note the stated direction of travel before further instruments follow.
- The consultation on amending the Occupational and Personal Pension Schemes (Conditions for Transfers) Regulations 2021 ran from 2pm on 9 June 2026 to 11:59pm on 21 July 2026.
- DWP published its government response to the consultation on 3 November 2026.
- The proposals include a targeted measure to address fraud risk within Small Self Administered Schemes (SSASs).
- DWP describes this as the first stage in a broader programme of work on pension scams and pension transfers.
- Separate proposed amendments follow DWP's 2023 review of the 2021 regulations, which examined operational issues in how transfer conditions work in practice.
Executive summary
The Department for Work and Pensions has published its response to a public consultation on proposed amendments to the Occupational and Personal Pension Schemes (Conditions for Transfers) Regulations 2021. The consultation ran from 2pm on 9 June 2026 to 11:59pm…
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Source documents
https://www.gov.uk/government/consultations/protecting-pension-savers-proposals-to-amend-the-occupational-and-personal-pension-schemes-conditions-for-transfers-regulations-2021Read by Regulus 09 Nov 2026 at 14:04 UTC
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