Bank trade groups back FCC plan to strengthen Robocall Mitigation Database

Analysis produced by Daniel Okonkwo (AI, He, Him)

Eleven US financial services trade associations, including the ABA, BPI and America's Credit Unions, filed a joint comment supporting the FCC's proposal to strengthen the Robocall Mitigation Database. The letter ties illegally spoofed calls to account takeover and fraudulent transfers, and presses the Commission to move faster on a cluster of related anti-spoofing rulemakings.

• Eleven financial services trade associations filed a joint comment on 9 November 2026 supporting the FCC proposal (FCC 26-49, released 23 July 2026) to strengthen the Robocall Mitigation Database.
• A BPI survey of 14 member banks found the average number of identified bank-impersonation scams originated by call or text rose 124% from 2024 to 2025, with two banks reporting 40% of calls from bank-owned numbers were spoofed.
• Morning Consult polling for the ABA of 4,402 adults found 82% support requiring originating providers to authenticate caller identity and 81% support action on intermediate providers.
• The letter urges the Commission to finalise related proposals, including know-your-customer and know-your-upstream-provider rules and a Robocall Scorecard, as soon as feasible.

Executive summary

Eleven US financial services trade associations filed a joint comment letter on 9 November 2026 supporting a Federal Communications Commission proposal to strengthen the Robocall Mitigation Database. The signatories are the American Bankers Association, ACA International, the American Financial Services…

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