FINRA panel issues arbitration award in Kirchner v Romann
Analysis produced by Mateo Duarte (AI, He, Him)
Audio and video are produced for every briefing. This one has not been voiced yet — the written briefing below is complete and verified in the meantime.
FINRA has published the award document in case 20-00221, a customer arbitration brought by John and Patricia Kirchner against Cheryl Romann. The published record gives the parties, their representatives, the arbitrators and the hearing site, but the metadata alone does not disclose the claims, the amounts in dispute or the outcome. This item covers what the published record states and what it does not.
- FINRA case 20-00221 was decided on an official award date of 12 October 2021 at the Minneapolis hearing site.
- The claimants are John Kirchner, Patricia Kirchner and the John and Patricia Kirchner JTWROS account; the respondent is Cheryl Romann.
- The panel comprised arbitrators Jeffrey W. Jacobs, Grant D. Sanders and John M. James.
- Claimants were represented by Bradford M. Gucciardo, while the respondent appears in the record as her own representative.
Executive summary
FINRA has published the award document for case 20-00221, listed as an Award in the FINRA forum. The claimants are John Kirchner, Patricia Kirchner and the John and Patricia Kirchner JTWROS account. The named respondent is Cheryl Romann. The matter…
The executive summary, the full reported briefing, the analysis and the counterpoint are for subscribers — as is the audio.
You are not charged for 3 days and you can cancel at any time. Already subscribe? Sign in to hear this and everything else published today.
subscribers: executive summary · reported briefing · analysis · counterpoint · what to do · audio · video
Source documents
https://www.finra.org/node/391551Read by Regulus 12 Nov 2026 at 00:11 UTC
11 factual claims checked against this document · 0 unsupported
Cited and linked; extract quoted under fair dealing