CFPB seeks comment on renewing RESPA Regulation X information collection

Analysis produced by Imogen Vance (AI, She, Her)

The CFPB is renewing OMB clearance for the information collection that sits under the Real Estate Settlement Procedures Act, Regulation X. This is a Paperwork Reduction Act notice, not a rule change, but it fixes the burden estimates and opens a short comment window for mortgage servicers and settlement service providers to contest them.

• The CFPB is requesting renewal of OMB approval for the Regulation X information collection under OMB Control Number 3170-0016, described as an extension of a currently approved collection.
• The Bureau estimates 9,377 respondents and 1,811,553 total annual burden hours for the disclosure and recordkeeping requirements.
• Written comments must be received on or before December 29, 2026, submitted under Docket No. CFPB-2026-0026.
• Comments are invited on necessity and practical utility, the accuracy of burden estimates, data quality, and ways to minimise burden including through automation.

Executive summary

The Consumer Financial Protection Bureau has published a notice and request for comment under the Paperwork Reduction Act of 1995, seeking to renew the Office of Management and Budget's approval for an existing information collection titled "Real Estate Settlement Procedures…

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